What is the procedure?

Step 1

Fill your shopping cart
Choose products of a total value between €35 and €1.000.

Step 2

Choose Klarna as way of payment
See the payment timeline in detail.

Step 3

Complete your purchase
Fill in your details on Klarna's website.

• 1. What is Klarna?

  Klarna Bank AB, also known as Klarna, is a Swedish fintech company founded in 2005 which offers financial services mainly related to consumer payments. Since 2011, it is estimated that 40% of all e-commerce sales in Sweden were made with Klarna. Today, it is the world's leading service with more than 90 million active users in 17 countries aiming to provide smart & flexible payment methods in consumers' online purchases.

• 2. What types of services does Klarna provide?

  Klarna's core service is to offer a different and innovative way of payment for e-commerce companies. Klarna is widely known as a ‘Buy now, pay later’ (BNPL) payment provider, since it offers credits to its customers during their purchases, as part of the check-out process in their online purchases. Klarna offers the Pay in 3 option, which allows consumers to make the repayment of their purchases in 3 equal interest-free installments, even with a debit card.

• 3. How can I pay in 3 interest-free installments?

  If you order is more than €35, the option "3 interest-free Klarna installments" will appear at check out. The first payment is made by confirming the order and the remaining 2 payments are automatically withdrawn every 30 days. All you need to do is add the details of your debit or credit card or bank order that you want to use for automatic payments. When it's time to make your payment, we'll let you know. All you have to do is enjoy your shopping!

• 4. Why can't I pay in 3 interest-free installments?

  Unfortunately, IKEA is not able to provide further details about your suitability for purchases with "3 interest-free Klarna installments". If you have any issues with Klarna's service, please contact Klarna here.

• 5. Is there an extra charge?

  You can choose "3 interest-free Klarna installments" as your way of payment with absolutely no extra charges! With Klarna, you have the flexibility to make your purchases without any additional interest.

• 6. Does IKEA support Klarna payments?

  In IKEA, in order to facilitate your purchases as much as possible we are collaborating with Klarna, so that you can make your purchases through the IKEA e-shop and pay in 3 interest-free installments, even with a debit card at no extra charge.

• 7. Which details are required in order to pay with Klarna?

  To pay with Klarna you will need to provide the following details: name, contact number, email and date of birth. The first time you get transferred into the Klarna website you will also need to fill in your VAT number to confirm your identity. All payment information is processed with absolute security. Klarna uses the highest security standards for your personal information & data. Only on your first purchase with "3 interest-free Klarna installments" will you be asked by Klarna to identify yourself for data security reasons.